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September 08, 2026

Does Home Security Lower Insurance Rates In Scottsdale?

Yes! Most insurers provide discounts for home security systems in Scottsdale, frequently ranging from 5-20% based on a few different factors. The amount of your discount can vary widely based on where you live, the sort of system you install, and the carrier. See how to get the most savings while giving your loved ones the best protection possible

Why Do Insurers Offer Home Security Discounts?

Alarm systems decrease the risk of break-ins, which means it’s less likely the insurer will be faced with a covered claim. When you have monitored smoke detectors, water sensors, and CO sensors tied to your security system, the potential for damage caused by fires and flooding is lowered as well. You’re assisting the insurer by lowering their payout risk. As a result, they’re willing to give you a premium discount.

What Scottsdale Home Security Systems Earn You The Biggest Discount?

It’s only natural that you wish to save as much as you can. Here’s how:

  • Choose professional monitoring. Professional monitoring is best for your household, and it’s generally required by insurers to earn a discount. Get peace of mind and save some cash while you’re at it.

  • Integrate monitored environmental alarms. There’s a good chance you’ll qualify for even more savings by minimizing the risk of damage due to carbon monoxide leaks, fires, and water infiltration. Having your carbon monoxide detectors, fire alarms, and water sensors monitored also supplies your family an invaluable backup during emergency situations.

  • Opt for a complete security system. Installing a full-featured defense with door and window sensors, surveillance cameras, smart locks, motion detectors, and more, will be viewed favorably by the insurance company and likely result in greater savings.

Adding a surveillance device by itself won’t instantly get you a discount. Know that your system should be monitored by professionals. 

How To Get Your Home Security Insurance Discount In Scottsdale

The first step to lowering your premiums is to call the insurer once you’ve installed your home alarm system. They’ll need to view proof such as an alarm monitoring certificate or a monitoring contract. Leading home security firms like ADT have experience with insurers and can help with the necessary documentation.

ADT Systems Check All The Boxes For Insurance Discounts

Choose the best protection for your household and enjoy an insurance discount with an ADT alarm system in Scottsdale. Featuring the nation’s largest monitoring network, ADT provides unrivaled 24/7 professional monitoring. You’ll also appreciate multi-layered systems with video surveillance, smart locks, safety alarms, and much more.

What Will You Save? Build Your New ADT System In Scottsdale Today

The greatest benefit of ADT home security systems is the exceptional protection they provide for your Scottsdale family. Getting a discount on your home insurance is a nice bonus. Build your new system by contacting the ADT authorized dealers at Secure24 Alarm Systems. Dial (480) 608-0061 or complete our form below.

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